Privacy Policy

The Black Walnut Group., a US corporation (“The Black Walnut Group”, “The Black Walnut Group,” “our,” “us,” or “we”) and respects your privacy. In that regard, we have created this Privacy Policy to let you know what information we collect when you visit the website www.The Black Walnut Group.com (the “Website”) and/or use our proprietary and/or other services offered via our Website (collectively, the “Service”), why we collect it, and how it is used.

YOUR CONSENT TO THIS PRIVACY POLICY

By using the Website or the Service, you agree to this Privacy Policy and the collection and use of information contemplated hereby. This is our entire and exclusive Privacy Policy and it supersedes any earlier version.
We may change this Privacy Policy by posting a new version of this Privacy Policy on our Website or through the Service, and it is your responsibility to review this policy periodically. When we do change the policy, we will also revise the “Revised” date and may notify you or post a message on the Website and/or through the Service. Your continued use of the Website or the Service constitutes your agreement to this Privacy Policy and any updates.

WHAT INFORMATION DOES The Black Walnut Group COLLECT?

“Sensitive Information” means any information that may be used to identify an individual or your Company associated with your account, including, but not limited to, Company name, first and last name, office or other physical address, email address and password, phone number, age information, social security number, tax identification number, current policy and/or record information, credit information, and credit card or other payment information. We may ask you to provide Sensitive Information that will enable us to enhance your use of the Service, for purposes such as facilitating correspondence with you, registering your entitlement to access certain special features, or to complete transactions. It is always your choice whether or not to provide that Sensitive Information. If you choose not to provide requested Sensitive Information, you may not be able to use certain features of the Service.
Technical Information. We may collect and use technical data and related information—including but not limited to technical information about your device(s), system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the Service. We may also automatically receive and record information on our server logs from your browser, which could include your IP address, cookie information, browser information, and the page you request. We do not deem this information to constitute Sensitive Information and while we will not use it in a way that associates such information with you, such information may be aggregated and used. The Black Walnut Group owns this information and may use it in any manner it deems appropriate.
Location Based Information. You also acknowledge and agree that The Black Walnut Group may collect location-based data from you through the Service (“Location Based Information”).

HOW DOES The Black Walnut Group USE SENSITIVE INFORMATION?

Except as otherwise set forth herein, or in any applicable Terms of Service, Sensitive Information and Location Based Information that you provide will be kept confidential and used to support your relationship with The Black Walnut Group and our products and services. Among other things, we want to help you quickly find information through our Service, leverage our tools in connection with your authorized use of our products and services, process payment, facilitate interaction with third party services, and alert you to product upgrades, special offers, updated information and other new products and services from The Black Walnut Group .
[The Black Walnut Group may use Location Based Information, as long as it is in a form that does not identify you, to improve, market or promote its products (including without limitation to comply with applicable laws or regulations related to your business) or to provide services or technologies to you. The Black Walnut Group may also sell or license Location Based Information regarding its users to third parties, including Service Providers, but not in a manner in which the recipient will be able to identify you personally. You acknowledge that certain information or content that you provide in connection with the Service may inherently allow or help third parties to personally identify you.]

SHARING OF SENSITIVE INFORMATION

Except as set forth herein or in any applicable Terms of Service, The Black Walnut Group does not rent, sell or share Sensitive Information or Location Based Information it collects about you to or with third parties, and Sensitive Information and Location Based Information collected from you is only used to provide you with products and services and to comply with any requirements of law.
Agents or contractors of The Black Walnut Group may have access to your Sensitive Information and Location Based Information on a need-to-know basis for the purpose of performing services on behalf of The Black Walnut Group . All such agents or contractors who have access to such information are required to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for The Black Walnut Group or as otherwise required by law.
We may also share certain Sensitive Information or Location Based Information with institutions providing possible product offerings to you based on the information you submit through the Website, and/or certain The Black Walnut Group vendors in order to allow them to use that information to obtain and provide us with additional information about you, and/or product offerings that might be of interest to you.
The Black Walnut Group or its agents or contractors may disclose Sensitive Information or Location Based Information if required to do so by law or in the good faith belief that such action is necessary to: (1) conform to the edicts of the law or comply with legal process; (2) protect and defend the rights or property of The Black Walnut Group or its agents or contractors; or (3) act in urgent circumstances to protect the personal safety of users of the Service or the public.
Finally, if The Black Walnut Group should ever merge with another organization, file for bankruptcy, or sell our assets, we may transfer the information you provide to us on through the Service to a third party or share your Sensitive Information to the company with which we enter into such transaction as a part of such transaction.

ECURITY OF YOUR INFORMATION

We maintain physical, electronic, and procedural safeguards designed to protect Sensitive Information, and our systems are designed to protect Sensitive Information from unauthorized usage on shared computers in that users are required to log in through our applications. Despite the actions and precautions we take, however, no data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of your Sensitive Information and you transmit it to us at your own risk.
Please keep in mind that whenever you voluntarily disclose Sensitive Information through public facing aspects of the Service, through e-mail, or in chat areas, that information can be collected and used by others. In short, by posting Sensitive Information online that is publicly accessible, you may receive unsolicited messages from other parties in return. We are not responsible for the security or privacy of any Sensitive Information you choose to submit in connection with these public features.
We may send an email to you at the email address you have provided to us in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.

THIRD-PARTY WEBSITES, SERVICES AND APPLICATIONS

Please be aware that other websites and services, including the websites of third parties that you connect with through our Website or Service, may collect personally identifiable information about you. This Privacy Policy does not cover the information practices of those third-party websites, services or applications.
Additionally, certain Sensitive Information may be made available to third parties using our Application Programming Interface (“API”). Use of third party applications developed using our API are subject to the terms of use and privacy policies of such third party developers. You should be aware that such third party applications may expose user information.

INTERNATIONAL TRANSFERS

Sensitive Information collected through the Service may be stored and processed in the United States or any other country in which The Black Walnut Group or its affiliates, subsidiaries, agents or contractors maintain facilities, and by using the Service, you consent to any such transfer of information outside of your country.

CONTACTING The Black Walnut Group

For questions or comments regarding this Privacy Policy, please contact us at privacy@The Black Walnut Group.com.

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